I want my savings to grow faster than a traditional bank deposit, but I’m not familiar with finance. Is investing really for me?

Why Invest?

• Generate Passive Income: By consistently saving and investing, you can build capital that provides passive income through interest, dividends, or rent.
• Save for Major Goals: Investments often yield higher returns than savings accounts, making them a smart choice for funding goals like buying a home, paying for education, or other big expenses.
• Secure a Comfortable Retirement: Plan for your future today to maintain your lifestyle in retirement through long-term investment strategies.

Anyone Can Be an Investor

Most investors are everyday people—working regular jobs, raising families, and enjoying hobbies outside of finance. For them, investing is simply another way to generate income and prepare for a stable retirement.

Real Estate

Pros: Real estate is resistant to inflation, and its value typically increases over time. It can also generate rental income.

Cons: Requires a significant upfront investment, and profitability often takes 5–10 years to materialize.

Foreign Currency

Pros: Simple and easy to understand. Currencies can be held in interest-bearing accounts.

Cons: Exchange rates are highly volatile and unpredictable.

Savings Accounts

Pros: Guaranteed returns, and deposits up to a certain amount are typically insured by the government.

Cons: Interest rates may not keep up with inflation, reducing real returns.

Investments in Stocks and Bonds

Pros: Potential for high returns and access to a wide variety of investment options.

Cons: Returns are not guaranteed, and there is a risk of losses.

What is the minimum amount to start investing? You can open a brokerage account or an account with an investment management company with as little as $100.

Using Pre-Built Solutions

Choose professionally prepared portfolios, strategies, and capital-protected tools. Receive detailed reports and track your investments online as they are managed for you.

Managing Investments Independently

Trade directly on the stock market. Buy stocks, bonds, ETFs, and other instruments listed on major exchanges. Develop your own strategies or take advantage of analyst recommendations.

Passive Investing

Long-term investments in stable, low-risk assets. The goal is to generate consistent returns with minimal effort.

Active Investing

Frequent trades aimed at profiting from market fluctuations. This approach requires in-depth knowledge and continuous monitoring.

Diversification

Spreading capital across various asset types to reduce risks and create a balanced portfolio.